VA Disability Calculator 2026
Free estimator for your combined VA disability rating and 2026 monthly compensation (2.8% COLA, effective December 1, 2025).
Published by VA Math Calculator • Free Resource for Veterans
VA Disability Rating & Pay Calculator
1. Individual Ratings
2. Dependents (30%+ Ratings Only)
Estimated 2026 Monthly Payment
Calculations use the official 2026 VA Disability Pay Charts reflecting the 2.8% COLA increase. This tool provides an estimate; actual benefits are determined by the U.S. Department of Veterans Affairs.
Important Disclaimer
This website is not affiliated with the U.S. Department of Veterans Affairs (VA).
VA Math Calculator is a free, independent resource created to help veterans understand their disability compensation calculations. We provide:
- Estimation tools using published VA data and formulas
- Educational information about VA disability benefits
- No official determinations or legal advice
All compensation amounts shown are estimates based on 2026 VA rates and official VA Math formulas. Your actual benefits are determined by the U.S. Department of Veterans Affairs after a formal disability rating evaluation. For official information, visit www.va.gov or contact your local VA Regional Office.
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How the VA Disability Calculator Works
The U.S. Department of Veterans Affairs does not simply add disability percentages together. Instead, the VA uses a method commonly called VA Math to combine multiple service-connected disability ratings into a single combined rating, which is then rounded to the nearest 10%. This 2026 VA disability calculator performs that math automatically and shows your estimated monthly compensation based on the latest VA pay rates.
How to Use This VA Disability Pay Calculator
- Add each of your individual VA disability ratings (10% through 100%).
- Select your family status — alone, with a spouse, with a child, or both.
- Enter any additional dependent children under 18.
- Your combined VA disability rating and estimated 2026 monthly pay update instantly.
2026 VA Disability Pay Rates (Veteran Alone)
| Combined Rating | Monthly Pay (2026) |
|---|---|
| 10% | $180.42 |
| 20% | $356.66 |
| 30% | $552.47 |
| 40% | $795.84 |
| 50% | $1,132.90 |
| 60% | $1,435.02 |
| 70% | $1,808.45 |
| 80% | $2,102.15 |
| 90% | $2,362.30 |
| 100% | $3,938.58 |
Frequently Asked Questions
How do I calculate my VA disability rating?
VA disability ratings are combined using VA Math. Starting with the highest rating, each subsequent rating is applied to the remaining "non-disabled" portion of the veteran. The final value is rounded to the nearest 10%. This calculator runs that formula for you.
How much is VA disability pay in 2026?
2026 VA disability pay reflects a 2.8% cost-of-living adjustment (COLA) effective December 1, 2025. A 100% disabled veteran with no dependents receives an estimated $3,938.58 per month, while a 10% rating pays $180.42 per month.
Does VA disability pay increase with dependents?
Yes. Veterans rated 30% or higher receive additional monthly compensation for a spouse, qualifying children, and dependent parents. This calculator includes those amounts in your estimated monthly total.
Is this VA disability calculator official?
This is a free estimation tool for veterans. It uses the official VA combined ratings formula and the published 2026 VA pay tables, but final benefit amounts are determined by the U.S. Department of Veterans Affairs.